Most patients come to the hospital with some form of insurance coverage. 不管你的保险范围是什么, you are ultimately responsible for payment of your medical bills. Although we will bill on your behalf and make all reasonable efforts to obtain payment from your insurance, 如果你的保险公司拒绝索赔或延迟付款, 我们将指望你方全额付款. 保险 companies sometimes require additional information before claim processing can be completed. Your prompt response to these requests for information will speed up processing and potentially reduce the amount you owe.

一旦保险在你的账户上支付, you will receive a statement from us indicating the balance you owe if it was not paid at the time of service. This balance is due and payable by you when you receive your statement. 你可以用现金付款, 检查, 信用卡, 或者从您的支票账户中自动提现.

灵戈尔德县医院 recognizes that health problems are often unexpected – so, healthcare costs are often unplanned for or may be greater than expected. To find out what financial assistance may be available to you, speak with a 灵戈尔德县医院 patient accounts representative by calling (641) 464-4459 during the hospital’s regular administrative hours (Monday – Friday, 上午8点至下午4点30分)或发送电子邮件至 medicalbills@bestpatrols.com.

你的账户上是否会出现超额付款, we will investigate the nature of the overpayment and make a refund to the appropriate party. 如果退款是给你的, we will apply it to any other account balances you may have outstanding and will then refund to you any remaining balance.

We try to make sure we receive authorization for your services at 灵戈尔德县医院, but every insurance company has its own prior authorization requirements. We encourage you to 检查 with your insurance company or your employer to verify this information.

保险公司有多种计划选择, which makes it difficult for us to know all that is covered by the plan. Contact your insurance company or your employer with specific questions about what is or is not covered by your insurance plan.

是的. Your insurance card is needed when you register to ensure we get the correct information to file a claim with your insurance company. 确保携带所有相关的保险资料, 特别是如果你有一个以上的保险计划. 如果我们没有正确的保险信息, 我们不能代表你方向你方保险公司开出账单, 这样做将成为你们的责任.

Hospital charge data is being provided as part of a federal regulatory policy mandated by the U.S. 卫生署 & 人类服务和医疗保险中心 & 医疗补助服务.

需要注意的一些重要事项:

• Hospital charge data is not representative of a patient’s expected out-of-pocked costs. Because each patient’s case is different based on specific conditions, the actual amount owed by a patient will depend on that patient’s insurance coverage.
• Hospital charge data is the amount a hospital bills an insurer for a service. 在绝大多数情况下, 然而, hospitals are reimbursed by insurance companies and Medicare/Medicaid at a rate that is considerably less than the amount charged.
• 病人 should talk with their insurance provider to understand which costs will be covered, 哪些费用将由患者承担.